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ROY KEANE was caught up a heated confrontation with an Ipswich supporter moments after Ruben Amorim's first Manchester United match. The incident happened at Portman Road following Sunday's 1-1 draw between the Red Devils and the Tractor Boys. The game marked Ruben Amorim's debut in England after replacing Erik ten Hag. But despite taking an early lead through Marcus Rashford, United were unable to clinch victory after being pegged back through Omari Hutchinson's wonder strike. And with both teams sharing the points, things got heated at full-time between pundit Keane and a home supporter. The Irish United legend spent two years as Ipswich manager between 2009 and 2011. He won just 28 of his 81 matches and was sacked midway through the 2010/11 campaign with Ipswich in 21st place in the Championship. Video from the Mail showed Keane leaving his Sky Sports desk before walking over to the sideline where a fan was waiting. Keane could be see leaning in and speaking to the man while gesturing with his hand. The fan looked equally animated as Keane continued to deliver a tongue-lashing. FOOTBALL FREE BETS AND SIGN UP DEALS At the same time, other Ipswich supporters poured forward to confront their former boss. And one could be heard shouting: "F**k you Keane." MANCHESTER UNITED began the Ruben Amorim era with a 1-1 draw away at Ipswich. Marcus Rashford needed just 81 seconds to put the Red Devils in front at Portman Road, tapping home an Amad Diallo cross. But Ipswich hit back when Omari Hutchinson's strike flew in via a deflection off Noussair Mazraoui. And it was the newly-promoted side who looked likelier to get a winner in the second half. Here is how SunSport's Charlie Wyett saw the performances of the Man Utd players... ANDRE ONANA - 7/10 United’s best player. Two key stops to deny Liam Delap but no chance for the deflected Omari Hutchinson goal. Then delivered an 87th minute save to keep out an effort from Conor Chaplin. NOUSSAIR MAZRAOUI - 5 Slotted in on the right of the three-man defence but unfortunate with the deflection for the goal. MATTHIJS DE LIGT - 5 Has been suspect this season and will probably be better suited to a back three although still given a tough time by Delap. JONNY EVANS - 5 The 36-year-old was targeted by Ipswich for his lack of pace and no surprise he was replaced. AMAD DIALLO - 6 Did incredibly well to bomb past Jens Cajuste and deliver the cross for Rashford’s early goal but offered little else. CHRISTIAN ERIKSEN - 5 Some nice touches going forward but too lightweight in this position in front of the back three. CASEMIRO - 4 Lucky to start ahead of Manuel Ugarte and was really poor. Struggled throughout before being subbed and could maybe have got a block to the Hutchinson shot. DIOGO DALOT - 5 Not suited to left wing-back although stayed there when Luke Shaw arrived because the English international replaced Evans in the back three. BRUNO FERNANDES - 5 Some of his link-up play was fine but United need a captain who can inspire this team and Fernandes is not the man. Sent a free-kick flashing past the post with 12 minutes left. ALEJANDRO GARNACHO - 5 Twice called over by Ruben Amorim in the first half for instructions. Denied by a decent save from Aro Muric 50 seconds into the second half. MARCUS RASHFORD - 6 Criticised for his basketball trip to New York so to score after 80 seconds was two fingers up at his critics - but did not offer much after that. Subs Ugarte (for Casemiro 56 mins) - 6 Shaw (for Evans 56 mins) - 6 Hojlund (for Rashford 67 mins) - 5 Zirkzee ( for Eriksen 67 mins) - 5 Mount (for Garnacho 87 mins) - 5 Fans responded with mixed feelings to the clip on social media, with one saying: “Worst manager in Town’s history. He set us back a lot of years.” Another declared: “The fan needs to grow up.” THIS IS A DEVELOPING STORY.. The Sun is your go to destination for the best football, boxing and MMA news, real-life stories, jaw-dropping pictures and must-see video . Like us on Facebook at https://www.facebook.com/TheSunFootball and follow us from our main Twitter account at @TheSunFootball .The battle to get here was certainly an uphill one, but people are generally feeling better about the economy and their finances than they once did. On top of that, the economy has been easing into an ideal, Goldilocks-like position — not running too hot or cooling too quickly. Throughout 2024, consumer sentiment data showed people were fairly positive about the economy and their own finances, even if there’s remaining frustration over elevated prices compared to four years ago. Looking ahead, households are feeling more optimistic about their personal finances in the next year, as the share of those expecting to be in a better financial situation a year from now hit its highest level since February 2020. Combine positive personal vibes with a strong economic picture and it looks like 2024 wasn’t so bad for consumers, after all. But that doesn’t mean there weren’t bumps in the road or potential roadblocks ahead. To cap off the year, NerdWallet writers reflect on the top trends in personal finance and the economy this year — and what they think might be ahead in 2025. In 2024, U.S. consumers have proven resilient following a period of high inflation and ongoing high interest rates. Wage growth has been strong, owing in part to rising productivity. This has driven robust spending throughout the year, which has kept the economy growing at a healthy pace. The labor market has remained steady, though cooler than 2023, and price growth continues to moderate towards the Federal Reserve’s 2% inflation goal. Related Articles Barring significant changes to economic policy and significant shocks, the U.S. economy is expected to grow at a moderate rate in the coming year. Inflation will continue to moderate and the labor market will remain relatively healthy, all due in part to continued slow and deliberate rate cuts from the Fed. However, there are risks to this path. Higher tariffs and tighter immigration policies are likely, but the extent of these changes are yet unclear. The potential policy scenarios are many, and the economic outcomes complex. Increased tariffs are generally inflationary, and stricter immigration policies could impact the labor supply and economic growth. Consumers and small business owners with their eyes to the new year should focus on the things within their control. High-yield savings accounts and certificates of deposit offered elevated rates in 2024, rewarding savers with strong returns. Following the Federal Reserve rate cuts in the second half of the year, high-yield accounts had modest rate decreases, but they continued to outperform traditional savings accounts and CDs. We’re watching for further Federal Reserve rate cuts, which could lead to more decreases in savings rates. Credit card debt levels hit record highs, with consumers turning to credit cards to pay for necessities. While the economy is doing well, many individuals have struggled to make ends meet, as incomes haven’t kept up with certain costs. We may see some policy and regulation changes with the incoming administration that could affect folks when it comes to credit cards, debt and consumer protections. : New businesses continued to blossom in 2024 as business applications remained well above pre-pandemic levels. Confidence in the future state of the U.S. economy also spiked after the presidential election, but that optimism was tempered by concerns over rising costs and labor quality. All eyes are on the incoming administration as small-business owners brace for turbulence resulting from potential tariffs, tax policy changes and dismantled government regulations. We’re also watching the possibility of interest rate cuts in 2025 and small-business owners’ growing reliance on new technologies, such as AI. Home buyers struggled with elevated mortgage rates, rising house prices and a shortage of homes for sale. On top of that, a new rule required buyers to negotiate their agents’ commissions. The Federal Reserve is expected to cut short-term interest rates, but mortgage rates might not necessarily fall by a similar amount. Buyers will probably have more properties to choose from, and the greater supply should keep prices from rising a lot. Interest rates on home equity loans and lines of credit should fall, making it less expensive to borrow to fix up homes — either to sell, or to make the home more comfortable and efficient. The stock market had a great year. The S&P 500 is up more than 25% due to falling interest rates, fading recession fears, AI hype, and the possibility of lighter taxes and regulations under the new administration. Cryptocurrency also saw big gains in 2024; the price of Bitcoin crossed the $100,000 mark for the first time in December. A lot depends on how fast the Fed reduces rates in 2025. Another key unknown is Trump’s second term. Regulatory rollbacks, such as those he has proposed for the banking industry, could juice stock prices — but they also could create systemic risks in the economy. His proposed tariffs could also hurt economic growth (and therefore stock prices). Finally, it remains to be seen whether trendy AI stocks, such as NVIDIA, can continue their momentum into next year. It’s the same story with crypto: How long will this bull market last? Many people saw their home and auto insurance premiums skyrocket in 2024. In some states, homeowners are finding it harder to even find policies in the first place. Meanwhile, have started to decrease post-pandemic. We also saw more insurers offering online-only policies that don’t require a medical exam. Auto and will likely continue to rise, although auto premiums may not rise as dramatically as they have over the past few years. And if you’re in the market for life insurance, expect to see competitive life insurance quotes and more customizable policies. Borrowers received historic student loan relief, but lawsuits derailed an income-driven repayment plan used by 8 million whose payments are indefinitely paused. Uncertainty will carry into 2025 as a result of the presidential administration change. Trump has pledged to overhaul higher education and rein in student loan relief. The fate of the SAVE repayment plan, student loan forgiveness options, FAFSA processing and more remain in the balance. People are willing to pay more for big and small luxuries while traveling, and airlines and hotels are taking note. Many airlines raised checked bag fees early in 2024, credit card issuers and airlines invested in renovated airport lounges, and major hotel companies continued to add luxury properties and brands to their loyalty programs. Southwest will say goodbye to its open seating policy and introduce new extra-legroom seats, a major departure for the airline. Alaska Airlines and Hawaiian Airlines will unveil a unified loyalty program in 2025. Spirit Airlines may attempt to merge with another airline again after its 2024 bankruptcy filing and two failed mergers under President Biden’s administration. Travelers will find that they’ll have to pay a premium to enjoy most of the upgrades airlines and hotels are making. This year, expanded beyond concerts and travel to online retailers and even fast-food restaurants. This practice of prices changing based on real-time supply and demand received plenty of backlash from consumers and prompted the Federal Trade Commission to investigate how companies use consumers’ data to set prices. Beyond an expansion of dynamic pricing — perhaps with added oversight — expect subscription models to become more prevalent and demand for sustainable products to grow. New-car prices held steady in 2024 but remained high after a few years of sharp increases — the average new car now sells for about $48,000, and for the first time ever the price gap between new and used cars surpassed $20,000 (average used-car prices are now slightly more than $25,000). Overall, the car market returned to being in the buyer’s favor, as new-car inventories reached pre-pandemic levels, manufacturer incentives began making a comeback and auto loan interest rates started to decline. The future of the car market is uncertain and depends on policies implemented by the incoming administration. Questions surround the impact of possible tariffs on car prices, whether auto loan rates will continue to drop, and if federal tax credits will still be available for electric vehicle buyers. Buy now, pay later continued to be a popular payment choice for U.S. shoppers, even while facing headwinds, like an interpretive ruling from the CFPB (which determined BNPL should be regulated the same as credit cards) and Apple’s discontinuation of its popular Apple Pay Later product. Large players like Affirm, Klarna and Afterpay continued to offer interest-free, pay-in-four plans at most major retailers, along with long-term plans for larger purchases. Though more regulation had been widely anticipated in 2025, the change in administration suggests the CFPB will play a less active role in regulating BNPL products. For this reason, and its continued strength in the market, BNPL will likely keep growing. Easing inflation was a bright spot in 2024. In June, the fell below 3% for the first time in three years. Consumers saw prices level off or decline for many goods, including for groceries, and new and used vehicles. But prices haven’t fallen far enough or broadly enough to relieve the pinch many households feel. The new and higher proposed by the Trump administration could reignite inflation on a wide range of goods. Rent prices remain high, but annual rent inflation slowed significantly compared to recent years, staying around 3.5% for much of 2024, according to Zillow, a real estate website that tracks rents. A wave of newly constructed rental units on the market seems to be helping ease competition among renters and forcing landlords to offer better incentives for signing a lease. If it continues, a softening rental market could work in renters’ favor. But construction is one of several industries that could see a shortage of workers if the Trump administration follows through on its promise to deport undocumented immigrants. A shortage of workers would mean fewer houses and apartments could be built. After a contentious presidential campaign, former President Donald Trump declared victory over Vice President Kamala Harris. While on the campaign trail, Trump promised to lower inflation, cut taxes, enact tariffs, weaken the power of the Federal Reserve, deport undocumented immigrants and more. Many economists have said Trump’s proposals, if enacted, would likely be inflationary. In Congress, Republicans earned enough seats to control both houses. It’s unclear which campaign promises Trump will fulfill on his own and with the support of the new Congress. He has promised a slew of “day one” actions that could lead to higher prices, including across-the-board tariffs and mass deportations. Most recently, Trump pledged to enact 20% tariffs on Canada and Mexico, as well as an additional 10% tariff on China. He has also promised to extend or make permanent the 2017 Tax Cuts and Jobs Act; many of its provisions expire by the end of 2025. Fiscal year 2023-2024’s funding saga finally came to an end in March, then six months later, the battle to fund the fiscal year 2024-2025 began. The Biden Administration waged its own war against . Antitrust enforcers pushed back against tech giants like Amazon, Apple, Google, and Meta; prevented the Kroger-Albertsons merger; nixed the Jet Blue-Spirit Airlines merger; and moved to ban noncompete agreements. The Supreme Court rejected a of the Consumer Financial Protection Bureau, as well as a challenge to access. SCOTUS also overruled its landmark case, which means every federal regulatory agency’s power to set and enforce its own rules are now weaker. The election’s red sweep means the GOP will control the executive and legislative branches of government. They’ll face the threat of at least one more potential government shutdown; a debt ceiling drama comeback; and the beginning of the debate over extending or making permanent provisions of the expiring 2017 Tax Cuts and Jobs Act.
BISMARCK — The North Dakota Game and Fish Department closed the river otter trapping season Tuesday after the statewide season’s predetermined harvest limit of 25 was reached. Game and Fish announced the season closure Tuesday afternoon in a news release. ADVERTISEMENT Only North Dakota residents were eligible to participate in the season, with a season limit of one otter per trapper.
Alarm grew in France on Friday over the fate of a prominent French-Algerian novelist detained in the country of his birth, with his publisher urging his immediate release and President Emmanuel Macron closely following the case. Boualem Sansal, a major figure in francophone modern literature, is known for his strong stances against both authoritarianism and Islamism as well as being a forthright campaigner on freedom of expression issues. His detention by Algeria comes against a background of tensions between France and its former colony which have also appear to have spread to the literary world. The 75-year-old writer, granted French nationality this year, was on Saturday arrested at Algiers airport after returning from France, according to several media reports including the Marianne weekly. The Gallimard publishing house, which has published his work for a quarter of a century, in a statement expressed “its very deep concern following the arrest of the writer by the Algerian security services”, calling for his “immediate release”. There has been no confirmation from the Algerian authorities of his arrest and no other details about his situation. Macron is “very concerned by the disappearance” of Sansal, said a French presidential official, asking not to be named. “State services are mobilised to clarify his situation,” the official said, adding that “the president expresses his unwavering attachment to the freedom of a great writer and intellectual.” A relative latecomer to writing, Sansal turned to novels in 1999 and has tackled subjects including the horrific 1990s civil war between authorities and Islamists. His books are not banned in Algeria but he is a controversial figure, particularly since making a visit to Israel in 2014. Sansal’s hatred of Islamism has not been confined to Algeria and he has also warned of a creeping Islamisation in France, a stance that has made him a favoured author of prominent figures on the right and far-right. Prominent politicians from this side of the political spectrum rushed to echo Macron’s expression of concern for the writer. – ‘Courageous opponent of Islamism’ – Centre-right former premier and candidate in 2027 presidential elections Edouard Philippe wrote on X that Sansal “embodies everything we cherish: the call for reason, freedom and humanism against censorship, corruption and Islamism.” Far-right figurehead Marine Le Pen, another possible 2027 contender, said: “This freedom fighter and courageous opponent of Islamism has reportedly been arrested by the Algerian regime. This is an unacceptable situation.” In 2015, Sansal won the Grand Prix du Roman of the French Academy, the guardians of the French language, for his book “2084: The End of the World”, a dystopian novel inspired by George Orwell’s “Nineteen-Eighty Four” and set in an Islamist totalitarian world in the aftermath of a nuclear holocaust. His publisher said that Sansal’s novels and essays “exposed the obscurantisms of all kinds which are tragically affecting the way of the world.” The concerns about his reported arrest come as another prominent French-Algerian writer Kamel Daoud is under attack over his novel “Houris”, which won France’s top literary prize, the Goncourt. A woman has claimed the book was based on her story of surviving 1990s Islamist massacres and used without her consent. She alleged on Algerian television that Daoud used the story she confidentially recounted to a therapist — who is now his wife — during treatment. His publisher has denied the claims. The controversies are taking place in a tense diplomatic context between France and Algeria, after Macron renewed French support for Moroccan sovereignty over the disputed territory of Western Sahara during a landmark visit to the kingdom last month. Western Sahara, a former Spanish colony, is de facto controlled for the most part by Morocco. But it is claimed by the Sahrawi separatists of the Polisario Front, who are demanding a self-determination referendum and are supported by Algiers. Daoud meanwhile has called for Sansal’s release, writing in the right-wing Le Figaro: “I sincerely hope that my friend Boualem will return to us very soon”, while expressing his bafflement in the face of the “imprudence” that Sansal allegedly showed in going to Algeria. With 2,400 staff representing 100 different nationalities, AFP covers the world as a leading global news agency. AFP provides fast, comprehensive and verified coverage of the issues affecting our daily lives.
Lowe's Cos. stock underperforms Friday when compared to competitors despite daily gains
NASSAU, Bahamas — Scottie Scheffler birdied every hole but the par 3s on the front nine at Albany Golf Club on Friday and finished his bogey-free round with an 8-under 64 that gave him a two-shot lead in the Hero World Challenge. Two months off did nothing to slow the world's No. 1 player. Scheffler already has eight victories this year and is in position to get another before the end of the year. Scheffler was at 13-under 131, two ahead of Akshay Bhatia (66) and Justin Thomas (67), both of whom had to save par on the 18th hole to stay in range going into the weekend. Scheffler started with a lob wedge to 2 feet for birdie and never slowed until after he went out in 29 to seize control of the holiday tournament against a 20-man field. Scheffler cooled slightly on the back nine, except it didn't feel that way to him. "Front nine, just things were going my way. Back nine, maybe not as much," Scheffler said. "A couple shots could end up closer to the hole, a couple putts go in, just little things." Asked if he felt any frustration he didn't take it lower — he once shot 59 at the TPC Boston during the FedEx Cup playoffs — Scheffler sounded bemused. "I think in this game I think a lot of all y'all are looking for perfection out of us," he said. "Today I shot 8 under on the golf course, not something I hang my head about. A lot of good things out there — clean card, bogey-free, eight birdies. Overall, I think I'm pretty pleased." Thomas felt his 67 was stress-free, particularly the way he was driving the ball. The wind laid down again, rare for the Bahamas, though it is expected to pick up on the weekend. Thomas wasn't concerned to see Scheffler get off to a hot start, especially with three par 5s on the front nine and a short par 4 that at worst leaves a flip wedge to the green. "You literally can birdie every hole as soft as the greens are," Thomas said. "He's a great player, a great wedge player, and you have a lot of birdie holes to start. I'm honestly surprised he only shot 8 under. It's a sneaky course because if you fall asleep on some shots, you can get out of position. But if you're on and focused and really in control of everything — like these last two days with no wind — you can just make so many birdies." Ryder Cup captain Keegan Bradley had a 67 and was four shots behind. No matter how benign the conditions, it wasn't always easy. Cameron Young, who opened with a 64 for a two-shot lead, followed with a 75 despite making five birdies. That included a double bogey on the final hole when his approach tumbled down the bank into the rocks framing the lake that goes all the way down the 18th hole. Patrick Cantlay was trying to keep pace playing alongside Scheffler, but he had three bogeys over the final seven holes and fell seven shots behind with a 71. The tournament, hosted by Tiger Woods, is unofficial but offers world ranking points to all but the bottom three players because of the small field. It's the weakest field in 25 years, but Scheffler at No. 1 gives it enough cachet. He is the first player since Woods in 2009 to start and finish a year at No. 1 in the world. And even after a layoff — giving him time to tinker with a new putting stroke — it looks like it might be a while before anyone changes that.By Anna Helhoski, NerdWallet The battle to get here was certainly an uphill one, but people are generally feeling better about the economy and their finances than they once did. On top of that, the economy has been easing into an ideal, Goldilocks-like position — not running too hot or cooling too quickly. Throughout 2024, consumer sentiment data showed people were fairly positive about the economy and their own finances, even if there’s remaining frustration over elevated prices compared to four years ago. Looking ahead, households are feeling more optimistic about their personal finances in the next year, as the share of those expecting to be in a better financial situation a year from now hit its highest level since February 2020. Combine positive personal vibes with a strong economic picture and it looks like 2024 wasn’t so bad for consumers, after all. But that doesn’t mean there weren’t bumps in the road or potential roadblocks ahead. To cap off the year, NerdWallet writers reflect on the top trends in personal finance and the economy this year — and what they think might be ahead in 2025. Elizabeth Renter, NerdWallet’s economist What happened: In 2024, U.S. consumers have proven resilient following a period of high inflation and ongoing high interest rates. Wage growth has been strong, owing in part to rising productivity. This has driven robust spending throughout the year, which has kept the economy growing at a healthy pace. The labor market has remained steady, though cooler than 2023, and price growth continues to moderate towards the Federal Reserve’s 2% inflation goal. What’s ahead: Barring significant changes to economic policy and significant shocks, the U.S. economy is expected to grow at a moderate rate in the coming year. Inflation will continue to moderate and the labor market will remain relatively healthy, all due in part to continued slow and deliberate rate cuts from the Fed. However, there are risks to this path. Higher tariffs and tighter immigration policies are likely, but the extent of these changes are yet unclear. The potential policy scenarios are many, and the economic outcomes complex. Increased tariffs are generally inflationary, and stricter immigration policies could impact the labor supply and economic growth. Consumers and small business owners with their eyes to the new year should focus on the things within their control. Margarette Burnette, consumer banking and savings writer What happened: High-yield savings accounts and certificates of deposit offered elevated rates in 2024, rewarding savers with strong returns. Following the Federal Reserve rate cuts in the second half of the year, high-yield accounts had modest rate decreases, but they continued to outperform traditional savings accounts and CDs. What’s ahead: We’re watching for further Federal Reserve rate cuts, which could lead to more decreases in savings rates. Sara Rathner, credit cards writer What happened: Credit card debt levels hit record highs, with consumers turning to credit cards to pay for necessities. While the economy is doing well, many individuals have struggled to make ends meet, as incomes haven’t kept up with certain costs. What’s ahead: We may see some policy and regulation changes with the incoming administration that could affect folks when it comes to credit cards, debt and consumer protections. Ryan Brady, small business writer What happened : New businesses continued to blossom in 2024 as business applications remained well above pre-pandemic levels. Confidence in the future state of the U.S. economy also spiked after the presidential election, but that optimism was tempered by concerns over rising costs and labor quality. What’s ahead: All eyes are on the incoming administration as small-business owners brace for turbulence resulting from potential tariffs, tax policy changes and dismantled government regulations. We’re also watching the possibility of interest rate cuts in 2025 and small-business owners’ growing reliance on new technologies, such as AI. Holden Lewis, mortgages writer What happened: Home buyers struggled with elevated mortgage rates, rising house prices and a shortage of homes for sale. On top of that, a new rule required buyers to negotiate their agents’ commissions. What’s ahead: The Federal Reserve is expected to cut short-term interest rates, but mortgage rates might not necessarily fall by a similar amount. Buyers will probably have more properties to choose from, and the greater supply should keep prices from rising a lot. Interest rates on home equity loans and lines of credit should fall, making it less expensive to borrow to fix up homes — either to sell, or to make the home more comfortable and efficient. Sam Taube, investing writer What happened: The stock market had a great year. The S&P 500 is up more than 25% due to falling interest rates, fading recession fears, AI hype, and the possibility of lighter taxes and regulations under the new administration. Cryptocurrency also saw big gains in 2024; the price of Bitcoin crossed the $100,000 mark for the first time in December. What’s ahead: A lot depends on how fast the Fed reduces rates in 2025. Another key unknown is Trump’s second term. Regulatory rollbacks, such as those he has proposed for the banking industry, could juice stock prices — but they also could create systemic risks in the economy. His proposed tariffs could also hurt economic growth (and therefore stock prices). Finally, it remains to be seen whether trendy AI stocks, such as NVIDIA, can continue their momentum into next year. It’s the same story with crypto: How long will this bull market last? Caitlin Constantine, assistant assigning editor, insurance What happened: Many people saw their home and auto insurance premiums skyrocket in 2024. In some states, homeowners are finding it harder to even find policies in the first place. Meanwhile, life insurance rates have started to decrease post-pandemic. We also saw more insurers offering online-only policies that don’t require a medical exam. What’s ahead: Auto and home insurance costs will likely continue to rise, although auto premiums may not rise as dramatically as they have over the past few years. And if you’re in the market for life insurance, expect to see competitive life insurance quotes and more customizable policies. Eliza Haverstock, student loans writer What happened: Borrowers received historic student loan relief, but lawsuits derailed an income-driven repayment plan used by 8 million whose payments are indefinitely paused. Uncertainty will carry into 2025 as a result of the presidential administration change. What’s ahead: Trump has pledged to overhaul higher education and rein in student loan relief. The fate of the SAVE repayment plan, student loan forgiveness options, FAFSA processing and more remain in the balance. Meghan Coyle, assistant assigning editor, travel What happened: People are willing to pay more for big and small luxuries while traveling, and airlines and hotels are taking note. Many airlines raised checked bag fees early in 2024, credit card issuers and airlines invested in renovated airport lounges, and major hotel companies continued to add luxury properties and brands to their loyalty programs. What’s ahead: Southwest will say goodbye to its open seating policy and introduce new extra-legroom seats, a major departure for the airline. Alaska Airlines and Hawaiian Airlines will unveil a unified loyalty program in 2025. Spirit Airlines may attempt to merge with another airline again after its 2024 bankruptcy filing and two failed mergers under President Biden’s administration. Travelers will find that they’ll have to pay a premium to enjoy most of the upgrades airlines and hotels are making. Laura McMullen, assistant assigning editor, personal finance What happened: This year, dynamic pricing expanded beyond concerts and travel to online retailers and even fast-food restaurants. This practice of prices changing based on real-time supply and demand received plenty of backlash from consumers and prompted the Federal Trade Commission to investigate how companies use consumers’ data to set prices. What’s ahead: Beyond an expansion of dynamic pricing — perhaps with added oversight — expect subscription models to become more prevalent and demand for sustainable products to grow. Shannon Bradley, autos writer What happened: New-car prices held steady in 2024 but remained high after a few years of sharp increases — the average new car now sells for about $48,000, and for the first time ever the price gap between new and used cars surpassed $20,000 (average used-car prices are now slightly more than $25,000). Overall, the car market returned to being in the buyer’s favor, as new-car inventories reached pre-pandemic levels, manufacturer incentives began making a comeback and auto loan interest rates started to decline. What’s ahead: The future of the car market is uncertain and depends on policies implemented by the incoming administration. Questions surround the impact of possible tariffs on car prices, whether auto loan rates will continue to drop, and if federal tax credits will still be available for electric vehicle buyers. Jackie Veling, personal loans writer What happened: Buy now, pay later continued to be a popular payment choice for U.S. shoppers, even while facing headwinds, like an interpretive ruling from the CFPB (which determined BNPL should be regulated the same as credit cards) and Apple’s discontinuation of its popular Apple Pay Later product. Large players like Affirm, Klarna and Afterpay continued to offer interest-free, pay-in-four plans at most major retailers, along with long-term plans for larger purchases. What’s ahead: Though more regulation had been widely anticipated in 2025, the change in administration suggests the CFPB will play a less active role in regulating BNPL products. For this reason, and its continued strength in the market, BNPL will likely keep growing. Taryn Phaneuf, news writer What happened: Easing inflation was a bright spot in 2024. In June, the consumer price index fell below 3% for the first time in three years. Consumers saw prices level off or decline for many goods, including for groceries, gas and new and used vehicles. But prices haven’t fallen far enough or broadly enough to relieve the pinch many households feel. What’s ahead: The new and higher tariffs proposed by the Trump administration could reignite inflation on a wide range of goods. Taryn Phaneuf, news writer What happened: Rent prices remain high, but annual rent inflation slowed significantly compared to recent years, staying around 3.5% for much of 2024, according to Zillow, a real estate website that tracks rents. A wave of newly constructed rental units on the market seems to be helping ease competition among renters and forcing landlords to offer better incentives for signing a lease. What’s ahead: If it continues, a softening rental market could work in renters’ favor. But construction is one of several industries that could see a shortage of workers if the Trump administration follows through on its promise to deport undocumented immigrants. A shortage of workers would mean fewer houses and apartments could be built. Anna Helhoski, news writer What happened: After a contentious presidential campaign, former President Donald Trump declared victory over Vice President Kamala Harris. While on the campaign trail, Trump promised to lower inflation, cut taxes, enact tariffs, weaken the power of the Federal Reserve, deport undocumented immigrants and more. Many economists have said Trump’s proposals, if enacted, would likely be inflationary. In Congress, Republicans earned enough seats to control both houses. What’s ahead: It’s unclear which campaign promises Trump will fulfill on his own and with the support of the new Congress. He has promised a slew of “day one” actions that could lead to higher prices, including across-the-board tariffs and mass deportations. Most recently, Trump pledged to enact 20% tariffs on Canada and Mexico, as well as an additional 10% tariff on China. He has also promised to extend or make permanent the 2017 Tax Cuts and Jobs Act; many of its provisions expire by the end of 2025. Anna Helhoski, news writer What happened: Fiscal year 2023-2024’s funding saga finally came to an end in March, then six months later, the battle to fund the fiscal year 2024-2025 began. The Biden Administration waged its own war against junk fees . Antitrust enforcers pushed back against tech giants like Amazon, Apple, Google, and Meta; prevented the Kroger-Albertsons merger; nixed the Jet Blue-Spirit Airlines merger; and moved to ban noncompete agreements. The Supreme Court rejected a challenge to the constitutionality of the Consumer Financial Protection Bureau, as well as a challenge to abortion pill access. SCOTUS also overruled its landmark Chevron case, which means every federal regulatory agency’s power to set and enforce its own rules are now weaker. What’s ahead: The election’s red sweep means the GOP will control the executive and legislative branches of government. They’ll face the threat of at least one more potential government shutdown; a debt ceiling drama comeback; and the beginning of the debate over extending or making permanent provisions of the expiring 2017 Tax Cuts and Jobs Act. More From NerdWallet Anna Helhoski writes for NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. The article What Trended in Personal Finance in 2024? originally appeared on NerdWallet .
The Hawks also placed defenseman Alec Martinez on injured reserve with a neck injury, retroactive to Dec. 7. Nazar leads all AHL rookies in goals (11) and points (24) as of Friday, and he ranks seventh and sixth in those categories among all skaters. The 5-foot-10 center recently had a four-game point streak in which he recorded three goals and five assists. The Hawks have been playing better under interim coach Anders Sorensen , who has emphasized getting defensemen more involved on offense, but they still rank third from last in goals per game (3.17). The Hawks drafted Nazar at No. 13 in 2022, and he’s generally regarded as the team’s top offensive prospect. Chicago Blackhawks prospect watch: Injuries tested Frank Nazar’s resilience — and now he feels more mature for camp He played his first three NHL games at the tail end of last season, scoring a goal in his Blackhawks debut against the Carolina Hurricanes on April 14. He’ll get his first chance this season against the New Jersey Devils at noon Saturday (CHSN) at Prudential Center. Meanwhile, with Martinez joining Seth Jones (right foot) on IR, the Hawks will be without their top two defensemen.ALTOONA — Down to its final shot on fourth-and-3 in the red zone, trailing Pittsburgh Central Catholic with less than a minute left, there was still never much doubt as to whether or not Harrisburg was capable of extending its season. After all, the Cougars were written off time and time again this year. FINAL — Pittsburgh Central Catholic 38, Harrisburg 33 On fourth-and-3, Jayion Lewis is intercepted by Chrys Black in the end zone to seal it. Vikings will take on St. Joe’s Prep in the PIAA 6A final. Cougars’ season comes to an end. pic.twitter.com/FyYmQSz4fw Q4, 6:37 — After a PI on one target, Elias Coke extends for a 30-yard touchdown from Jaiyon Lewis on the next. Cougars are fighting. Pittsburgh CC 38, Harrisburg 33 pic.twitter.com/5SxLEjLc3H Q2, 9:20 — Cougars respond immediately. A reverse to D'Antae Sheffey goes 48 yards, then Messiah Mickens takes an 11-yard carry into the end zone. Pittsburgh CC 13, Harrisburg 7 pic.twitter.com/FkrsBn00yA More High School Sports Pittsburgh Central Catholic outlasts resilient Harrisburg in PIAA 6A semifinal Mikayla Matincheck, Olivia Green lead Central Dauphin to Penn Manor tournament win over host Comets Live updates from Altoona: PIAA 6A semifinal Harrisburg vs. Pittsburgh Central Catholic Watch: Highlights of Bishop McDevitt’s PIAA 5A semifinal win over Pine-RichlandUndefeated Winnipeg Wesmen Men’s Volleyball team has title aspirations
Spears' 31 lead UTSA past Houston Christian 78-71
President Claudio Lotito explains how Lazio went from pre-season protests to their best ever start. ‘Some people had got too comfortable, we brought in those with hunger.’ The Biancocelesti had to deal with when going from Maurizio Sarri to Igor Tudor and eventually Marco Baroni in charge, while the supporters were also critical of the transfer strategy. Nonetheless, keeps them in second place and never before had Lazio done better than nine wins in the first 13 rounds. “Baroni is the right man in the right place at the right moment,” “We chose him because we thought he was suited to our requirements. We needed to both win and be convincing, which is what we are doing. “We’ve created a big family where everyone has their role. We restructured everything around the club, seeing as there were some people who were a little too comfortable, bringing in those with hunger.” Among the figures who left in recent months are Ciro Immobile, Luis Alberto and Felipe Anderson, along with director of sport Igli Tare, who was in the DAZN studio as a pundit. Tare noted that the mood was similar to the one Lazio had in 2019-20 when they were top of the table until the season was interrupted by the pandemic. “I agree and remember that experience, where I delayed some changes because I was fond of the people who represented a sense of belonging,” replied Lotito. “We needed a revamp and completely different people who were highly-motivated, but must also maintain their humility. We haven’t achieved anything yet and difficult moments still await us.” Lazio are not only second in Serie A, but also the only team in the Europa League still with a 100 per cent record after four rounds. Another victory against Ludogorets on Thursday would effectively book their slot in the Round of 16, so have the players asked Lotito to add any performance-related bonuses to their contracts? “That does not suit our approach. In a family, the head of the family sees how people are behaving and evaluates if they deserve rewards,” replied the President. “Players are paid for their performances. Here we want a family atmosphere where everyone gives their contribution, everyone is united, everyone is useful and nobody is indispensable. “So far, they seem convinced that Lazio is a destination and not a stepping stone to somewhere else. Now we have also started work on the youth academy, building another seven training pitches.”CORAL GABLES, Fla. (AP) — RJ Johnson scored 23 points, including the go-ahead 3-pointer in the final minute, Daylen Berry added two clutch free throws and Charleston Southern surprised Miami 83-79 on Saturday. The Buccaneers led for the last four minutes of the first half and deep into the second half before a 3-pointer from Austin Swartz gave Miami a 76-75 lead with 3 minutes left in the game. A three-point play by Lynn Kidd gave the Hurricanes a 79-75 lead with 2:11 remaining. Berry hit a 3-pointer to make it 79-78 and Johnson followed with a 3 that gave the Buccaneers an 81-79 lead. Kidd missed in the paint for Miami but came up with a steal a few seconds later. With 15 seconds left, Swartz missed a 3-pointer and the Buccaneers rebounded. Miami put Berry on the line and he made both free throws for a four-point lead with 11 seconds remaining. Miami's Jalen Blackmon missed a 3-pointer with 8 seconds left, the Hurricanes' A.J. Staton-McCray grabbed the rebound and he missed a 3 as time ran out. Taje Kelly had 20 points, 11 rebounds and six assists for the Buccaneers (2-7), who snapped a five-game losing streak and defeated a Division I opponent for the first-time this season. Thompson Camara made five 3-pointers and scored 21. Brandon Johnson made six 3-pointers and scored 23 for Miami (3-4). Swartz scored 15 points off the bench and Staton-McCray had 13 points. ___ Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college basketball: https://apnews.com/hub/ap-top-25-college-basketball-poll and https://apnews.com/hub/college-basketball
LOS ANGELES — Los Angeles has so far this year recorded double-digit percentage declines in homicides, non-fatal shootings and slayings stemming from gang feuds, according to police data released Tuesday. City officials touted the numbers as proof that public safety is improving after concerns about crime motivated voters in November’s election. Mayor Karen Bass highlighted the numbers Tuesday at an early morning at Watts Labor Community Action Committee Center, a jobs and social services nonprofit. Bass said that through the first week of December, there were 266 people killed citywide, a decline of 15% compared to the number slain the same period in 2023. The decrease was even more dramatic — a 28% drop — when measured against numbers from 2022, when violence ebbed after the first two years of the pandemic. The latest figures show that shootings in which someone was struck but not killed fell by nearly 19% when compared to 2023, while gang-related homicides fell by more than 50%. The mayor attributed the declines to growing collaboration between LAPD officers and community members in neighborhoods hit by violence. She also credited proactive enforcement efforts, such as the creation of a smash-and-grab retail crime task force that has led to hundreds of arrests and the recovery of more than $60 million in stolen merchandise. “What we’ve shown this year is that when a crime is committed here in the city, we don’t wait, we take action,” Bass said, also praising the work of interventionists and community programs such as Summer Night Lights that work to quash gang beefs and prevent violence. New LAPD Chief Jim McDonnell said he was heartened by the declining crime statistics, which come despite the department’s staffing woes. “These numbers represent lives saved, families preserved and communities being given the opportunity to heal and thrive,” he said. Watts Gang Task Force president Donny Joubert said that the sustained levels of calm were being particularly felt in some of the area’s public housing developments, where briefings by police leaders that used to be dominated by updates on recent gun violence are now focused on more mundane crimes. “We talk about maybe a couple cars got broken in, that’s huge. No shootings,” he said. Similarly dramatic declines in violent crime from early pandemic highs were reported in nationwide surveys and data from 500 to 1,000 local police departments. Even with statistics that show killings and other serious crimes trending downward, recent election results show the public remains concerned about safety — or the perception that cities are unsafe. Voters ousted progressive prosecutors in L.A. and Alameda counties after campaigns where crime was a central issue, and also resoundingly approved the tough-on-crime measure Proposition 36, which extends prison sentences for some thefts and drug offenses. Criminologists point out that the reasons why crime rises and falls are complex, with police data only offering a snapshot in time. LAPD officials have themselves cautioned that year-over-year comparisons are nearly impossible for certain types of crimes since the department switched over to a new record-keeping system earlier this year. ©2024 Los Angeles Times. Visit at latimes.com . Distributed by Tribune Content Agency, LLC.
